All of this talk on a few threads about saving for retirement is getting me really thinking. I've saved some over the years, but not a great amount. My brother is a banker and he tried to tell me to invest in GIC's and other ways to lock money in, so that it will grow over the years. I don't know much at all about how to save best especially being overseas. I don't pay into a pension at my work, so I have to save myself. I was wondering what you do to save money? Do you use stocks, bonds, or a company where you pay into every month to lock money in for so many years? Excuse my complete ignorance on this subject. Any advice/tips would be really grateful.